As a comprehensive wealth management firm, Northwest Asset Management provides: fiduciary consulting; investment management and consulting; strategic and active asset allocation strategies; dynamic allocation program; risk management; personal financial planning; retirement and college planning; social security maximization ,and employer-sponsored retirement plan consulting. We work with individuals and organizations to develop the appropriate financial strategies to meet stated goals.
Fiduciary Consulting
We are experts in fiduciary practices. Our experience and knowledge allow us to help clients fulfill their duties and reduce their liability as investment fiduciaries. The prudent practices outlined by the Foundation for Fiduciary Studies are the cornerstone of our process. The Fiduciary Practices are substantiated by U.S. legislation, case law and regulatory opinion letters from the Employee Retirement Security Act (ERISA), Uniform Prudent Investor Act (UPIA), Uniform Prudent Management of Institutional Funds Act (UPMIFA), and Uniform Management of Public Employee Retirement System Act (MPERS).
Investment Management and Consulting
We provide a customized approach to investment management. Our process includes defining goals, assessing risk, developing a strategy, implementing the strategy, monitoring progress. We provide ongoing reporting that can be accessed via the internet or provided through monthly statements. We understand that every client has unique goals and risk tolerance and we design an investment strategy for those unique circumstances.
Strategic and Active Asset Allocation Strategies
Our investment management process utilizes a traditional and time tested Strategic Asset Allocation approach that may be combined with new and innovative Active Asset Allocation strategies. We believe that having access to both of these approaches well equips our clients to invest in many different market environments.
Dynamic Allocation Program
The Dynamic Investing Group uses its Dynamic Investing process to manage separate accounts in the Dynamic Allocation Program. We manage Fixed Income, Growth and Income Stock portfolios. We also use this process to manage custom portfolios for clients. Learn more at our Dynamic Investing blog www.artnunes.com
Personal Financial Planning
Whether you are saving for a particular goal, or planning for future college expenses, trying to determine if you need more insurance, or trying to figure out how to make the most of charitable contributions, you need to review your complete financial situation first. We will help you understand where you are and will develop a strategy that will help you meet your objectives.
Retirement Planning
Comprehensive retirement planning involves a complete financial review and the development of short-term and long-term strategies for financial success. We review your current situation, explore alternatives, analyze social security choices, and determine how best to structure your assets to help meet your goals.
Social Security Maximization
Social Security is a complex program and requires careful evaluation prior to making a decision about when to begin social security benefits. We provide a written analysis of your situation and provide recommendations regarding how to maximize social security benefits.
Employer-sponsored Retirement Plans
We understand the challenges employers face in providing retirement plan benefits (401K, Profit Sharing, SIMPLE, SEP, etc.) for employees. Our consultative approach helps clients understand and carry out their roles and responsibilities as Plan fiduciaries as established by ERISA. Please refer to our Retirement Plan brochure for a comprehensive list of services.
Retirement Plan Services Brochure
Northwest Asset Management is an independent Registered Investment Advisor (RIA). We utilize Schwab Institutional as the custodian of our assets and charge a fee based on the assets we manage.